About Yorktown Capital

Direct lending. Local expertise. National reach.

Capital Built for Growth

Yorktown Capital is a direct credit provider specializing in residential and multifamily projects. Founded in 2021, we combine institutional-level lending products with the speed and responsiveness of a boutique firm. Our entrepreneurial team brings fresh energy and innovative approaches to private lending, always focused on becoming a seamless part of your operations.

Relationships drive everything we do

We believe lasting partnerships create better outcomes than transactional lending. That’s why we focus on understanding your business, responding quickly to your needs, and maintaining clear communication throughout every project. Every deal matters, every borrower is important, and every interaction reflects our commitment to your success.

Specialized expertise where you build

We choose depth over breadth, concentrating our expertise in select markets where we can make the greatest impact. Our focused approach means we understand the local regulations, zoning complexities, and market dynamics that affect your projects. When you work with us, you work with specialists who know your region as well as you do.

Our approach to responsive financing

We've designed our approach to eliminate the friction typically associated with securing financing. By combining technology with personal attention, we deliver faster decisions without sacrificing the understanding that comes from real relationships.

We learn your business

We take time to understand your operations, timelines, and unique requirements.

We adapt our approach

We structure our processes to integrate seamlessly with how you work.

We accelerate decisions

Our technology speeds approvals while our team maintains personal oversight.

We deliver solutions

Financing that enhances your business operations rather than disrupting them.

Meet the team

Private Credit

Zach Ghormley

Matthew Merritt 

Associate Director
Private Credit

mmerritt@yorktowncapital.com
972-591-7553

Jack Siewers

Sr. Analyst
Private Credit

jsiewers@yorktowncapital.com
972-591-7559

Rylin McArthur

Sr. Analyst
Private Credit

rmcarthur@yorktowncapital.com
972-664-4013

Originations

John George

Associate Director of Lending

jgeorge@yorktowncapital.com
972-581-9499

Luke Stanford

Associate Director of Lending
Head of National Accounts

lstanford@yorktowncapital.com
512-686-7773

Jesse Howe

Sr. Associate
Homebuilder Finance

jhowe@yorktowncapital.com
305-320-5659

Drew Kough

Associate Director of Lending

dkough@yorktowncapital.com
303-535-2911

Heston Tole

Sr. Associate
Homebuilder Finance

htole@yorktowncapital.com
832-284-9491

Carlton Stephenson

Associate
Homebuilder Finance

cstephenson@yorktowncapital.com
404-500-6266

Michael Pazak

Associate
Homebuilder Finance

mpazak@yorktowncapital.com
972-664-4012

Andrew Forrester

Associate
Homebuilder Finance

aforrester@yorktowncapital.com
972-664-4011

CAREERS

Join a team that's reshaping real estate finance

Financing that enhances your business operations rather than disrupting them.

Job Description:

YKTN is seeking a highly organized, detail-oriented Loan Processor to join our Private Credit team. This individual will work closely with our Private Credit and originations team to process, close, and finalize loans, ensuring a seamless transition from origination to post-close operations. The ideal entry-level candidate will be highly organized with strong attention to detail and communication skills

Responsibilities
  • Processing & Underwriting Support
    • Assist originations team in processing loan files and gathering required documentation for underwriting
    • Ensure files are complete and meet company lending guidelines prior to closing
    • Coordinate and manage pre-closing checklists
    • Coordinate, manage, and execute loan closings with borrowers, title companies, and internal teams
    • Ensure all closing conditions are met prior to funding
  • Post-Closing & Due Diligence
    • Transfer closed loans to due diligence for post-close review and investor reporting
    • Complete outstanding due diligence items for closed loans as needed
    • Prepare and organize closed loans for trade with capital partners at the fund manager’s discretion
  • Collateral & Compliance
    • Complete allonges, assignments of mortgage (AOMs), and coordinate proper delivery of collateral files
    • Manage delivery of original loan documents, notes, and recorded documents to custodians or designated storage locations
Qualifications
  • Recent graduate located in the Dallas area with a degree in Finance, Accounting, Business, or related fields
  • (0-1) years' experience in loan processing, closing, or loan operations
  • High attention to detail and organizational skills
  • Ability to work independently while collaborating across multiple internal teams
  • Excellent verbal and written communication skills
Job Description:

Texas Start Date: Summer 2026 (Full time, On-Site)

Yorktown Capital is seeking a motivated and detail-oriented Production Analyst to support our Texas origination team. This role is ideal for someone with a strong interest in real estate, finance, and lending, who wants to develop the analytical and client-facing skills needed to grow into an Originations Associate role.

The successful candidate will assist with market research, financial underwriting, borrower outreach, and operational support to help drive loan origination and execution throughout Texas. This position offers direct exposure to private credit, loan structuring, and real estate investment, working closely with senior originators and leadership.

Responsibilities
  • Market Research & Analysis
    • Research and analyze Texas real estate markets, including economic trends, development activity, demographics, and competition.
    • Conduct comparative market analyses (CMAs) using MLS, CoStar, and other valuation tools to assess property values, comparables, and pricing trends.
    • Prepare detailed market reports and presentations to support origination and investment strategies
  • Financial Underwriting & Analysis
    • Assist in financial modeling, loan sizing, and feasibility analysis for new lending opportunities.
    • Review development pro formas, construction budgets, and borrower financial statements; as well as other relevant project documentation such as appraisals, surveys, and operating statements.
    • Analyze key deal metrics to help support underwriting decisions and loan pricing.
    • Support senior team members with due diligence, data verification, and documentation for loan packages.
  • Borrower & Broker Engagement
    • Conduct initial outreach to borrowers, developers, and brokers via phone, email, and other digital platforms.
    • Qualify new opportunities based on lending criteria and coordinate introductory calls for senior originators.
    • Assist in managing and maintaining ongoing borrower and broker communication for the Texas origination team.
    • Contribute to the business development pipeline, tracking leads and helping identify new origination opportunities
  • Team & Pipeline Support
    • Provide direct support to senior members of the YKTN Texas origination team on active and prospective deals.
    • Maintain and manage the team’s origination pipeline using the company’s CRM, ensuring borrower, broker, and deal data are accurate and up to date.
    • Prepare loan summaries, internal memos, and presentations for meetings and investment discussions.
    • Organize digital files, reports, and documentation to streamline origination and underwriting workflows.
Qualifications
  • Recent graduate located in the Dallas area with a degree in Finance, Accounting, Business, or related fields
  • (0-1) years' experience in loan processing, closing, or loan operations
  • High attention to detail and organizational skills
  • Ability to work independently while collaborating across multiple internal teams
  • Excellent verbal and written communication skills

Overview:
Yorktown Capital (YKTN) is a direct private credit provider for homebuilders, institutional investors, and land developers. We finance the acquisition, recapitalization, construction, and development for residential and multi-unit projects nationwide.

YKTN is adding entry-level and experienced loan originators to our sales team. The ideal candidate will help YKTN identify new lending opportunities and monitor our existing real estate investment loans portfolio. To assist with these efforts, you will conduct client acquisition activities, develop financial models, and source loan opportunities that present a clear and profitable exit for all parties.

Responsibilities:
-Originate term loans for SFR properties for institutional investors, developers, and builders.
-Conduct modeling and financial analysis for each new loan opportunity.
-Manage and monitor the performance of portfolio loans.

Qualifications:
-Bachelor's degree required.
-Strong communication skills.
-Sales experience preferred.
-Excellent multitasking skills.
-Must have knowledge of investment real estate fundamentals.

Compensation:
-We provide producers with a base salary
-Competitive and uncapped commission splits
-YKTN proudly covers 100% of employee health, vision, and dental insurance premiums