Loan Programs

From ground-up construction to portfolio expansion, we offer specialized financing solutions designed for speed and flexibility.

Flexible financing for every stage of your project

Our programs adapt to your project timeline and business strategy, ensuring capital never becomes a bottleneck in your success.

New Construction

New Construction
Ground-up construction financing for residential builders in major metros with flexible draw schedules.
Learn More
Inventory Loans

Inventory Loans
Short-term bridge capital for properties in transition or awaiting their next phase.
Learn More
Long-Term Rental

Long-Term Rental
Permanent financing to acquire, refinance, or expand single-family rental portfolios.
Learn More
Fix & Flip

Fix & Flip
Quick capital for renovation projects with high LTV options and fast closings to help you compete in hot markets.
Learn More
Community Development

Community Development
One-time close financing combining land, development, and vertical construction for 20+ unit projects.
Learn More
Land & Lot Development

Land & Lot Development
Strategic funding for land acquisition, entitlements, and infrastructure to prepare sites for future development.
Learn More
HOW IT WORKS

Our process

We've streamlined lending to match the pace of your business. From initial inquiry to funded project, our process prioritizes speed, transparency, and partnership at every step.

Step 1

Submit a Loan Request

Contact us online or by phone to discuss your project and financing needs. Our team will review your requirements and provide initial guidance on the most suitable loan program.
Step 2

Due Diligence

This is where we dig into the details and verify the information you provided and access the viability of the loan. During this phase we open title, order the appraisal, and work with your insurance agents to get the proper policies in place.
Step 3

Underwriting

Our experienced underwriters evaluate your project details and financial position. We leverage technology for speed while maintaining thorough analysis to ensure optimal loan structuring.
Step 4

Approval

In the final approval stage, we'll review the final term details and issue a clear to close. Loan docs are drafted and sent to title.
Step 5

Close & Fund Loan

Once approved, we move quickly to closing with clear documentation and transparent terms. Funds are disbursed according to your project timeline. Throughout the loan term, our dedicated support team remains available to address any needs or questions.
WHY YORKTOWN

Partnership-driven capital solutions

When capital requirements are similar across lenders, execution and service set us apart. We combine deep market knowledge with responsive support to ensure your financing experience enhances rather than hinders your project momentum.

Our team understands the nuances of local markets and construction cycles, providing informed guidance that goes beyond simple loan approval.

OUR CLIENTS

Capital for those who create

Our partners build communities, develop land, and grow portfolios. We make sure financing never slows them down.

Homebuilders

Production builders need financing that keeps pace with their construction schedules and understands their cash flow cycles.

Land developers

Development projects require flexible capital structured around acquisition, entitlements, and project phases.

Real estate investors

Growing portfolios need fast decisions and financing terms that align with investment strategies.
Request Financing
RECENT TRANSACTIONS

Where our capital creates impact

We've provided strategic financing for single-family developments, multifamily complexes, and land acquisitions that strengthen communities throughout our specialized regions.

Seeger

Condo Inventory

  • 75% LTV Cashout
  • $7,820,000
  • 10.50% Interest Only
  • 12 Units
Learn More
Cedar Springs

Condo Development

  • 80% LTC
  • 60% LTV
  • $16,800,000
  • 11.9% Interest Only
Learn More
East Trinity Lane

New Construction

  • 11 For-Sale Townhomes
  • 25 Day Close
  • Max Leverage 70 % LTV
  • 11.2 % Interest Only
Learn More
Range

Entitled Land Refinance

  • 2,001 Residentiel Cottage Style Lots
  • MUD Formation Imminent
  • Cash-Out + Interest Only Term
  • Fully Funded Interest Reserve
  • 537.18 Acres
Learn More
Costar

Entitled Land Refinance

  • 327 Residential Lots
  • Interest Only Term
  • Significant Cash-out to Borrower
  • Fully Funded Interest Reserve
Learn More
Bee

New Construction

  • 82% LTC
  • 70% LTV
  • 7.5% Interest Only
  • 20 For-Sale Townhomes
Learn More
Springtown

Build For Rent Development

  • 80% LTC
  • 65% LTV
  • Phase 1
  • 150 Units
Learn More
Coronado

New Construction

  • 82% LTC
  • 70% LTV
  • 7.5% Interest Only
  • 20 For-Sale Townhomes
Learn More
Goodland

New Construction

  • 87.6% LTC
  • 75% LTV
  • 8.35% Interest Only
  • 25 For-Sale Townhomes
Learn More
Wildbird

New Construction

85.51% LTC
64% LTV
10.24% Interest Only
18 For-Sale Townhomes

Learn More
TESTIMONIALS

Trusted by builders nationwide

Our clients choose Yorktown because we deliver on our promises of responsive service, seamless integration, and genuine partnership.

"I have been working with Yorktown since they started doing business. They are a professional and reliable source for financial services in the real estate market."

Eduardo L.

"I have throughly enjoyed working with the Yorktown crew on our most recent project in Austin. Highly recommend this group!"

Mike S.

"Yorktown has been incredibly patient and supportive from the very beginning—long before we had a deal ready to go. It’s rare to find someone as dependable and easy to work with in this space. Yorktown has absolutely earned our trust and will continue to be our go-to contact for future deals."

Chase Z.

"It has been a great experience working with Heston, Zach, and the entire team at Yorktown Capital. True professionals who we highly recommend to anyone looking for a construction loan. We look forward to continuing to work with them on more projects here in Houston."

Houston based homebuilder

"Working with Heston and Zach at Yorktown Capital has been a great and a pleasant experience! I value the stellar communication between the team and open transparency which is vital for the pre-construction process. Looking forward to continuing working with them and what the future holds! Thanks again!"

Alioune N.

"The whole team at yorktown and Luke our loan officer were fantastic from the very start to our last yard. Exceptional communication, follow up and most importantly customer service. I recommend any builder/ sponsor/ client to get an offer proposal to get financing by this great team. Thank you Yorktown"

Rolando P.

Testimonial Background