Case Study

This project, located in the historic Foster Place subdivision just south of downtown Houston, involves an investor group of three individuals, along with a seasoned builder responsible for construction. With multiple parties engaged across different phases, the deal required high levels of organization, timely communication, and consistent availability to ensure smooth progress.

Eastwood Duplex Project

The area, one of Houston’s first master-planned communities, has seen steady transformation since the late 1990s and now features a dynamic mix of residential, commercial, and industrial development—making it a strong fit for buyer demand and current market pricing. The lot was owned free and clear, allowing us to structure an equity cash-out loan supported by the contractor’s solid budget and plans. 

  • 70% LTV
  • 78.22% LTC
  • 9.75% rate
  • 12-month term
  • Cash out at closing
LOAN HIGHLIGHTS

New construction

The appraisal aligned with expectations, reinforcing confidence in both the builder and the market. With 37 completed or active projects in the last three years, this builder is a trusted player in Houston’s infill landscape, enabling Yorktown to underwrite efficiently and support delivery of high-quality units.

Industry Leading Interest Rates

Loan Sizes Up to $20M

No Prepayment Penalties

20+ Unit Projects

LOAN PROGRAMS

Other loan programs

We've provided strategic financing for single-family developments, multifamily complexes, and land acquisitions that strengthen communities throughout our specialized regions.

New Construction

New Construction

Ground-up construction financing for residential builders in major metros with flexible draw schedules.
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Inventory Loans

Inventory Loans

Short-term bridge capital for properties in transition or awaiting their next phase.
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Long-Term Rental

Long-Term Rental

Permanent financing to acquire, refinance, or expand single-family rental portfolios.
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Fix & Flip

Fix & Flip

Quick capital for renovation projects with high LTV options and fast closings to help you compete in hot markets.
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Community Development

Community Development

One-time close financing combining land, development, and vertical construction for 20+ unit projects.
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Land & Lot Development

Land & Lot Development

Strategic funding for land acquisition, entitlements, and infrastructure to prepare sites for future development.
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WHY YORKTOWN

Direct lending with dedicated support

We’ve built our approach around understanding your business and delivering financing that works seamlessly with your operations.

Our local market expertise and technology platform ensure you get fast, informed decisions from a team that truly gets what you’re building.

TESTIMONIALS

Trusted by builders nationwide

Our clients choose Yorktown because we deliver on our promises of responsive service, seamless integration, and genuine partnership.

"I have been working with Yorktown since they started doing business. They are a professional and reliable source for financial services in the real estate market."

Eduardo L.

"I have throughly enjoyed working with the Yorktown crew on our most recent project in Austin. Highly recommend this group!"

Mike S.

"Yorktown has been incredibly patient and supportive from the very beginning—long before we had a deal ready to go. It’s rare to find someone as dependable and easy to work with in this space. Yorktown has absolutely earned our trust and will continue to be our go-to contact for future deals."

Chase Z.

"It has been a great experience working with Heston, Zach, and the entire team at Yorktown Capital. True professionals who we highly recommend to anyone looking for a construction loan. We look forward to continuing to work with them on more projects here in Houston."

Houston based homebuilder

"Working with Heston and Zach at Yorktown Capital has been a great and a pleasant experience! I value the stellar communication between the team and open transparency which is vital for the pre-construction process. Looking forward to continuing working with them and what the future holds! Thanks again!"

Alioune N.

"The whole team at yorktown and Luke our loan officer were fantastic from the very start to our last yard. Exceptional communication, follow up and most importantly customer service. I recommend any builder/ sponsor/ client to get an offer proposal to get financing by this great team. Thank you Yorktown"

Rolando P.

Testimonial Background